SurePath Credit Consulting

A Clear Strategy for Stronger Credit and a Better Financial Path Forward.

Whether you're preparing for homeownership, strengthening your personal credit, building business credit, or exploring financing for your business, SurePath helps you understand where you stand and choose a clear path forward.

Personal Credit Solutions Business Credit & Funding

Clear guidance. Honest support. A stronger financial path forward.

YOUR FINANCIAL FOUNDATION

Personal Credit Solutions

Your credit can affect important financial opportunities, from homeownership and auto financing to business financing and other major goals. SurePath helps you understand what is affecting your credit, identify what deserves attention, and choose a strategy based on your individual situation.

REQUIRED BEFORE CREDIT REPAIR

Credit Audit & Action Plan

$299

Not sure what's affecting your credit or whether Credit Repair is the right next step?

Best for: Consumers who need a detailed understanding of their credit reports and a prioritized action plan before a mortgage, housing, or other important financial decision.

The Credit Audit & Action Plan provides an in-depth review of your credit profile, identifies issues that deserve attention, establishes priorities, and gives you a practical written strategy for moving forward.

A Credit Audit & Action Plan is required before enrollment in Essential or Advanced Credit Consulting.

  • In-depth credit profile review

  • Identification of issues requiring attention

  • Prioritized action plan

  • Clear next-step guidance

PROFILE STRENGTHENING

Personal Credit Optimization

$499

Standalone Profile-Strengthening Service

Personal Credit Optimization is designed for clients who do not necessarily need traditional Credit Repair but want to strategically strengthen their credit profile for homeownership, financing, or another important financial goal.

Your $499 Optimization service includes the evaluation needed to develop your personalized strategy. A separate $299 Credit Audit is not required.

  • Credit utilization and balance review

  • Account structure and credit mix review

  • Application timing guidance

  • Personalized optimization strategy

After your Credit Audit & Action Plan is complete, SurePath will explain whether ongoing Credit Repair is appropriate and which service level best fits your needs.

  • Essential Credit Consulting | $119/Month Structured ongoing credit consulting, dispute assistance when appropriate, progress review, and strategy updates.

  • Advanced Credit Consulting | $179/Month Higher-touch support for credit situations requiring more extensive review, assistance, or strategy.

You do not need to choose a Credit Repair plan before completing your audit.

If ongoing services are appropriate, SurePath will explain your options and the recommended next step.

BUSINESS CREDIT & FUNDING

Build a Stronger Foundation

for Credit and Funding

Whether you're building business credit, strengthening an existing profile, or exploring financing, SurePath helps you understand where your business stands and determine the right next step.

FOUNDATION BUILDING

Business Credit Development

$800

Designed for business owners who need to establish or strengthen their business credit foundation with a clear, structured development strategy.

  • Business credit profile assessment

  • Business identity and reporting consistency review

  • Business credit development strategy and account sequencing

  • Written development plan with implementation guidance

NEEDS-BASED ONLY

Business Credit Optimization

$1,500

A needs-based service for businesses that already have an established credit profile but have material weaknesses, inconsistencies, or reporting issues that require more focused work.

  • Review of business credit reporting and profile weaknesses

  • Identification of inaccurate or inconsistent commercial credit data

  • Business banking relationship review and optimization guidance

  • Written optimization strategy with prioritized corrective actions

Looking for business financing?
Start with Funding Prequalification.

PRINCIPAL & FOUNDER

Imani Nash

Imani Nash, Principal of SurePath Credit Consulting

Professional Membership
Member, American Consumer Credit Advocates (ACCA)
Member since 2026

View ACCA Member Directory →

Imani Nash founded SurePath Credit Consulting to give consumers and business owners clear, practical guidance for stronger credit and financing decisions. SurePath is built around a simple principle: understand where you stand, why a recommendation makes sense, and what to do next.

Her perspective is shaped by more than two decades of firsthand experience with credit, homeownership, real estate investing, financial setbacks, and rebuilding.

• Clear Guidance
• Honest Recommendations
• Strategy Tied to Your Goal

CLARITY BEFORE YOU COMMIT

Your Questions, Answered

Clear answers matter when you're deciding what kind of credit or funding support is right for you. Here are a few of the most common questions about SurePath's services, process, and expectations.

Why does Credit Repair begin with the $299 Credit Audit?

Credit Repair begins with the Credit Audit & Action Plan so SurePath can evaluate your credit profile, identify the issues that deserve attention, establish priorities, and determine whether ongoing Credit Repair is appropriate.

The Audit is required before enrollment in Essential or Advanced Credit Consulting.

What’s the difference between the Credit Audit and Personal Credit Optimization?

The Credit Audit is designed for clients who need a comprehensive evaluation of what is affecting their credit and a prioritized plan for moving forward, including determining whether Credit Repair may be appropriate.

Personal Credit Optimization is a standalone service for clients who do not necessarily need traditional Credit Repair but want to strategically strengthen how their existing credit profile is managed for a specific financial goal.

A separate Credit Audit is not required before Personal Credit Optimization.

Do you guarantee deletions, score increases, approvals, or timelines?

No. SurePath does not guarantee deletions, credit-score increases, credit or mortgage approvals, business-financing approvals, funding amounts, rates, terms, or timelines. Results vary based on individual circumstances and applicable third-party requirements.

How do I know which service I need?

• Not sure what’s hurting your credit or whether repair is needed? Start with Credit Audit & Action Plan.

• Your credit is generally accurate, but you want to strengthen it for homeownership, financing, or another goal?

Personal Credit Optimization may be the better fit.

• Need to establish or strengthen business credit? Start with Business Credit Development.

• Already have business credit but need to address weaknesses or inconsistencies? Business Credit Optimization

may be appropriate.

• Looking for business financing? Start with Funding Prequalification.